You’ve heard about car finance refunds. Now check yours.
Millions of UK car finance deals included hidden commission. If you bought a car, van or motorbike on finance between 2007 and 2024, you may be due a refund. Checking takes a few minutes — no paperwork or agreement numbers needed.
Did you finance a car between 2007 and 2024?
Most PCP, HP and car finance agreements taken out in that window may have been mis-sold. Find out in 60 seconds if you're owed money.
Online check. Takes under 60 seconds. Soft search only — no impact on your credit score.
Car finance mis-selling, by the numbers
Regulators and the industry estimate the redress could run into billions — your old agreement could be part of it.
of finance agreements estimated potentially affected
car finance agreements under review
average estimated redress per claim
Figures are industry and regulator estimates for illustration only. FCA estimates are not a guarantee of any outcome or amount.
You may have a claim if…
Tick a few of these and it’s worth a 60-second check.
You bought on finance
PCP, HP or finance arranged through the dealer.
It was 2007–2024
Most agreements in this window are worth checking.
Commission wasn’t explained
The dealer may have earned a hidden commission on your rate.
Any vehicle counts
Car, van, motorbike or campervan — they all qualify.
Multiple agreements
Financed more than one vehicle? Each one can be checked.
Paperwork lost? No problem
You don’t need your old documents to get started.
You don’t need every box ticked — most people qualify on more than one.
Three steps. A few minutes.
Answer one question
Tell us if you financed a car between 2007 and 2024.
Add your details
Your contact details, date of birth and address — no documents needed.
Sign online
Approve with a quick e-signature — then we take it from here.
A quick eligibility checklist
Tick a few of these? It’s worth a 60-second check.
- You used vehicle finance between 2007 and 2024
- It was a car, van, motorbike or campervan
- The deal was PCP, HP or dealer-arranged finance
- You weren’t clearly told about commission paid to the dealer
- You no longer have the paperwork — that’s completely fine
- You may have had more than one agreement worth checking
Two ways to check your finance
You can pursue a complaint yourself for free — or let us help you check whether it’s worth pursuing. Here’s both, side by side.
Do it yourself — for free
You can complain directly to your lender and, if you’re unhappy with their response, escalate to the Financial Ombudsman Service free of charge. No company needs to do this for you.
- Complain to your lender for free
- Escalate to the Financial Ombudsman Service at no cost
- Keep 100% of any refund you’re owed
- You handle the chasing, evidence and paperwork yourself
Get help with your check
Prefer not to dig through old paperwork? Answer a few quick questions and sign online — we’ll help you see whether your old finance agreements are worth pursuing.
- A guided online form, takes a few minutes
- No documents or account numbers needed
- We check whether it’s worth pursuing
- Clear, no-jargon next steps
- No obligation to take it further
Free eligibility check · No obligation
Built to be simple and safe
No jargon, no pressure — just a quick check to see if you could be owed.
Secure form
Your details are sent over an encrypted connection.
No obligation
Checking if you could be eligible doesn’t commit you to anything.
Only what’s needed
We only ask for the details needed to run your check — never a pile of documents.
We don’t sell your data
Your information is used to assess your claim, never traded on.
You could be owed money. Why not check?
Thousands of UK drivers are checking their old car finance agreements. It only takes a few minutes, and there’s no obligation to take it further.
Start my free checkFree eligibility check · No paperwork · No obligation